Penfed cli myfico.

Well, out of sheer boredom and even knowing it would be a HP, I asked for a CLI on my PenFed PCR tonight. Card started at $6,250, and remained there until tonight. They rounded the credit limit out to an even $10,000. So a $3,750 CLI isn't bad at all. Totally worth the HP. My goal to hit $250k in TCL is now so close. $4,950 away.Is a CLI through PenFed a HP if they put in "My Offers" section? First time seeing this so I wanted to hear from those that have been with them longer. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023. Credit & loan qualification. Message 1 of 3.Got the card on April 20th, so today is 77 days. Hit the CLI link, and it went to review. Less than an hour and got a bump from the opening line of $4K to $10K, a $6K increase! Woohoo! As a datapoint, I've put $2149 through the card since I got it, paying as I go. This puts me only $450 away from th...Aug 25, 2021 · I got my PCR Visa with PenFed this past November 2020. Put a decent amount of spend on it every month (+/-$1k) and I PIF every month. My SL/Current Limit is $12k, so I thought I'd try for a CLI. Current UTI is 5% across all cards, my EQ 9 score is 786. I applied for a CLI yesterday and got only $3k.... Got preapproved for a PenFed Personal Line of Credit for 25,000.00 so bit the bullet, applied and got it. I figured it was good to have in case of emergencies but I don't plan to use it otherwise. Also, for the first time, was able to get a Discover soft pull CLI on-line (via the "luv" button) ins...

Since I've never applied for a CLI on this card in the two years I've had it and everyone else has been having good luck with PenFed I - 6100190Wow, I almost fell off my chair on this one LOL I got approved for the promise visa at the end of august for 2.5K. I decided to PC it to the cash rewards card shortly after and that was successful. Today after using the card every week and PIF I decided to request a CLI. Approved for 20K!! EQ is...

Just got the approval for another $5,000 on Plat Signature Rewards Visa! New limit is $25,000 (now my highest). Card is just barely 3 months old. Opened 9/23/16. This is the 3rd increase I've received. Original SL was $5,000. Got a $10,000 increase first week of October, $5,000 increase mid November...For all Penfed card holders, how do they work CLI requests? How long should someone wait on a new account before requesting a CLI? Is - 1530120 - 2. Skip Navigation. How It Works; Pricing; ... myFICO® Forums > Types of Credit > Credit Cards > Penfed CLI Process; Options. Subscribe to RSS Feed; Mark Topic as New;

@PullingMeSoftly wrote:. So I'm trying to understand this a bit better. I'm looking at these current offers just received: If I choose the first two (PC or Plat Rewards), which are my exisiting cards, is that new credit that would be added to my existing line ($12k + $24,200 = $36,200?), or would that just make my limit for either become $24,200?I had a hard pull from penfed that was about to expire from last month when I asked for a CLI and was denied. So I decided to try again today on promise visa. I have travel Amex at 17.5, gold vids at 7k and the promise visa was my first penfed card approved for $1500 back in July. Hit the submit and...Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast.This question is about the PenFed Power Cash Rewards Visa Signature® Card @CLoop • 04/28/22 This answer was first published on 04/28/22. For the most current information about a financial product, you should always check and confirm accurac...

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Penfed CLI I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested that the pre-approved $35,000 amount got added to my existing Piower Cash rewards card which had a $15,000 limit. I can't believe it......new limit $50,000 Message 1 of 41 35 Kudos All forum topics

So I woke up and was bored again. I am taking a Summer sabatical to spend more time with DD. But DD does not wake up until noon anymore so I started messing with my credit again. I jumped into my Penfed accpunt and saw alot of round numbers. 10K on Gold Visa 12K on a Promise card then I looked at m...Dec 2, 2015 · I was originally declined by PenFed for a CLI and submitted a letter of reconsideration. I was approved for a $2,000 CLI bringing it to a total CL of $5,000! Plus, I got an APR decrease without asking. The APR was decreased 6.50%, from 13.99% to 7.49%! Last Wednesday, Nov. 27th I was approved for ... Re: PenFed CLI Help Needed! @AHumdy wrote: I just can't get them to grow. It's stuck at the starting limit; $2,000. I've tried twice. The account is about 18 months old. My scores are 750+ across the board. Utilization is 1%. I owe less than $1,500 on one account with a $35,000 limit.Yeah, PenFed is always a HP on EQ, but I've found them to be worth it now and then. Starting Score: EQ8 680, TU8 713, EX8 701. Current Score: EQ8 769, TU8 757, EX8 773 as of Mar 9. Goal Score: EQ8 780, TU8 780, EX8 780. Take the myFICO Fitness Challenge.I was on the phone w them to discuss a payment and I asked about a CLI. I asked are they hard/soft inquiry and she said they are hard. I also asked do they ever do reviews for automatic increase because I've never gotten one. She said the limit will stay the same unless o request an increase. Tha...

Had to dive a little deeper into the nuances of PenFed CLI's, and received some great feedback as discussed here. Choosing between a CLI or a new account, I opted for an increase to my PCR, which is a $24,200 bump: So the new credit line is $36,200, but the jury's still out on this one. My understanding is PenFed has a 25k cap on any individual ...Penfed CLI request - 3724809. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read; Float this Topic for Current UserOct 16, 2022 · I think Gold is either $10K or 15K max. ( I don't hold that card, and I can't totally remember) . $50K Max combined limits across 2 or 3 cards. I got their gold card offer in mail and I guess I am going to pass on that offer. However, I would want my PCR card to be at $37.5K if not then my Pathfinder card at $25K. Hello All, I have tried asking this question a couple times but no answer, so I thought let me try again through a new post. My PENFED - 736378Re: PenFed CLI (Thrifty Credit Service) @KennyRS wrote: So, since I'm still in the garden and really have no intentions of leaving for a while I decided to call up PenFed and ask if with the offers I've received, can I do the pre-approval for the thrifty credit service as just an increase on my current account.

PENFED Understanding Your FICO® Score Introduction to Credit Scoring The Basics of FICO® Scores How FICO® Scores Work Financial Health Management Credit Inquiries and Their Effect on FICO® Scores Myths Concerning FICO® Scores Glossary of Credit Terms

A applied for the penfed defender card the first week of December and got a $1500 limit. After that I got an auto refinance loan with them and opened about 4 more cards. My scores have dropped as result. I decided to take a shot at a cli while they are using the same report- I was approved after it was under review last week for a 10,000 limit.Penfed Platinum Rewards 6k. Penfed Promise 5k. Alliant Platinum Rewards 5k. Marvel Mastercard 6k (however was denied for best buy card which i wanted.) Credit limit increases: Venture One 10k incresed to 13k after 3 statements and some heavy use (still unable to combine any of my cap ones even tho 3 of them qualify)Starting with Penfed in August of 2017 ($10K SL Power Rewards) and last month got an email for another $5K to open another card or add it to my existing limit. Opted to add the 5K to the same card and am sitting at $15K. My scores have went up pretty significantly since I started with them (677 t...If you all remember a few weeks ago, I asked for a CLI on my cash rewards card, which was approved. If you also remember, I noticed two accounts showing up on my online banking, one for $12k (original) and one for $15k. I was okay with the fact that I thought PenFed gave me $27k, but the $12k fell o...I opened the Power Cash card on on September 30, 2017. ON 10/1/2017, I was given a 7K starting limit, called in to recon the SL, got 10K. I have only used the card for a balance transfer, and will have the complete balance paid off before the introductory period ends. I submitted an online reque...Re: Penfed CLI process question. @805orbust wrote: @Cashbackjunky I did but I chickened out. I took out a car loan with them in June to buy a new minivan for my oldest daughter and her useless husband after they had child #3 in 4 years. (Having that unsigned Penfed check made it SO much easier to shop and close on the fly) It was still …

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Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. They - 6515068

I've only received one (only requested one) CLI from Penfed and it was a HP. I haven't received any "offers" to get a SP cli. 🤷🏽‍♀️ I think I'm one of the "lucky" ones...my relationship with Penfed started in 2017 with just a regular savings account (only deposit $250 a month into it) and the PCR with a $5K starting limit.Hey guys just wanted to share. I have had this card open and been at $25k for about 3 years. I have not used it once, but used the - 5324744 - 2I have 2 cards with penfed, When my PCR turned 1 year old right after i paid off a bt i requested a cli and got 2500 instant, 7500 - 10000. A while before that M SMART had posted that the optimum time to ask for a cli on a penfed card is after 1 year. I plan to ask for a cli on my gold card 7500 cl in december, the card will be 19 months old ...I decided to apply for CLI on my Cash Rewards. It was $1k limit from August 2014 and my Promise card was approved a few days ago for - 3889050 - 3 ... myFICO® Forums; Types of Credit; Credit Card Approvals; Penfed Cash Rewards CLI!For all Penfed card holders, how do they work CLI requests? How long should someone wait on a new account before requesting a CLI? Is - 1530120 - 2. Skip Navigation. How It Works; Pricing; ... myFICO® Forums > Types of Credit > Credit Cards > Penfed CLI Process; Options. Subscribe to RSS Feed; Mark Topic as New;They've been stingy with my Platinum Rewards credit limit but have finally given in and increased me from 5K to 15K. I was prepared for a hardpull but haven't received any alerts yet.. EQ9 is 768, total limits (that report) $132,400.00, util 3% at time of app. Happy camper:-)Congratulations on DC's PenFed CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24): Banks & CUs: Message 6 of 12 1 Kudo raisemysc0re. Established Contributor ... All FICO ® Score products made available on myFICO.com include a FICO ...I rememberr when our new scores were shown with that rather odd date. I swore they did not use a new AR for those scores. DH recently hit 6 month mark so I thought I would ask for a CLI, denied and the first reason is collection or public record, problem is his last collection was removed in late ju...So a little over a month ago I was contemplating a new car...apped with PenFed with an instant 25k with a 7% rate that could vary depending - 4742578Reopened my checking account with penfed last month and got a $500 overdraft line of credit. ... Penfed Thrifty CLI hard pull? ... hp if it's within 90 days for any products so i requested a CLI on it. Got declined and also got a hp =/ Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU ...Re: PenFed Offers? Historically they show up on the 1st day of each quarter released in several waves during the day. (7/2023) FICO 8 (EX) 825 (TU) 837 (EQ) 844. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club. Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion. Message 2 of 9.

Re: Accepted Penfed Credit Card CLI Pre-Approval!!! I logged into the account online. They updated the status of the pre-approved application. Now it said "TRANSFERRED". I think they approved it. I don't know they approved the full amount or not. Ron. Message 25 of 32. 0 Kudos.Oct 23, 2020 · Re: PenFed CLI This could be one of those "We're transitioning from one process to the other" or it could be "The account isn't eligible at this time" To be honest, I haven't been with them long enough to know but suffice to say my accounts are 2 months and 3 months old and I have the option on both. Jul 23, 2017 · Re: PenFed CLI Hard or Soft Pull? HP unless you have a recent HP with them, reported grace period ranges from 30 to 90 days. Thanks so much for the info. 07-21-2017 05:38 PM. Instagram:https://instagram. d day toonie ebay Had to dive a little deeper into the nuances of PenFed CLI's, and received some great feedback as discussed here. Choosing between a CLI or a new account, I opted for an increase to my PCR, which is a $24,200 bump: So the new credit line is $36,200, but the jury's still out on this one. My understanding is PenFed has a 25k cap on any …Today I decided to try for a CLI on my Penfed PowerCash Card. First I did the prequlify just to give me a gauge. It came back preapproved for a new card at 20K so I took the pull and went thru with it and it came back declined. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ... salmo 93 PenFed has been good to me lately with the November 12-month no interest on $500+ purchases and the $150 statement credit for adding an AU. - 6477251 newcastle united f.c. vs wolverhampton wanderers f.c. timeline 01-31-2021 11:26 AM Penfed CLI I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested that the pre-approved $35,000 amount got added to my existing Piower Cash rewards card which had a $15,000 limit. I can't believe it......new limit $50,000 Message 1 of 41 35 Kudos dollar tree dollar tree near me Ok im in one of those moments we all come across sometimes in this zany credit world. Perhaps someone will talk me off the proverbial ledge, though it may be too late (youll know why by the end of baby rant ,lol) So since im in process of having my Equifax issues fixed once and forall, i figure whi...Hi, I just applied for a PenFed VISA card and got approved at a little under 15% interest rate for $11.5K. Would I be able to apply for - 5004529 ... (CLI on Defender) when I opened my Power Rewards card at the end of March. There have been some reports of 30 days as CO_NATIVE said. ... FICO, myFICO, Score Watch, The score lenders use, and The ... uw volleyball leaked pictures I called PENFED to see if they would consider a CLI at 80 days. I have a balance because of BT's but I make large payments to pay it down. But my Util is around 20% I was declined for a cli. The only thing they could offer me was another credit card (Promise or Amex) but I had to take some of m... weather underground yuma Penfed. Hello all, Penfed seems to like me. I have a savings account with $1800, car and a PCR with a $7500 limit and have been with them almost a year. So I guess they don't care much about the one small collection on my fico credit reports, so I'm thinking about applying for the Platinum or the Gold. My fico 9 is 686. garage sales redding Hello gents and gals. I was checking my PCR as usual and saw that the "request credit line increase" link had finally appeared. I said f it and went for it. Got approved for a $4500 increase. CL is now at $6500. EQ Fico 8 as of 4/2 was 672 but Penfed EQ Fico 9 has me at 710 from 2/28. No HP notifi...So, I just became a member of Penfed today and opted to apply for the Power cash rewards. I was approved for a pretty low limit of - 4950380 - 2Does penfed give auto CLI's, independent of their equifax qtr soft pulls ? Meaning if my latest qtr pull is not high enough to get an auto CLI, but I make a large change in middle of qtr to my CR that would make my score go high enough to qualify, will I get the auto CLI ? Or no I have to wait unti... florida mega millions april 4 2023 Oct 13, 2023 · I have two Penfed cards with starting limits of 15,000 each. Neither have ever received an auto CLI, and I've never requested one because of the hard pull. I've heard … ebarb decks Just for grins I also asked for a CLI on my Gold sock drawer card and got another quick denial. PenFed pulls Equifax and looks at FICO 9 (Classic). My Eq9 was 772 on Aug 1, when I pulled my reports. If they send me something saying what it was the moment they pulled it, I'll edit this post to include it. New accounts 8/24, 3/12, 1/6 westover rd I rememberr when our new scores were shown with that rather odd date. I swore they did not use a new AR for those scores. DH recently hit 6 month mark so I thought I would ask for a CLI, denied and the first reason is collection or public record, problem is his last collection was removed in late ju... ncaa football scores thursday night I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 months after I was approved for the PCR and was approved for a 7500 sl, so I was approved for the 2nd card 4 months before the cli on the first cc, ymmv. { BK7 DC 12/2019 } target 1300/ kohls ...Woke up this morning and saw this I went ahead and took the CLI route for my PCR card. Finally got this message I am fired up ! This is - 6041819 - 3